2026 Social Security COLA Falls Short for 77% of Older Americans Amid Rising Inflation
Social Security recipients will see a 2.8% cost-of-living adjustment (COLA) in 2026, adding $56 to the average monthly benefit of $2,008. Yet 77% of Americans aged 50+ argue the increase fails to match inflation, according to AARP. The shortfall threatens long-term purchasing power, with bipartisan concern over eroding retirement security.
Experts recommend delaying Social Security claims until age 70 to maximize payouts and diversifying income streams. "Modest COLAs compound into significant gaps over decades," notes one analyst. The trend underscores growing reliance on alternative assets—including cryptocurrencies—as hedges against inflationary pressures.